If you’re looking to make savings on your dental care, becoming a member of a discount plan is a simple and cost-effective solution. These programmes are generally available to anyone looking for more accessible dentist services, and can help them make considerable savings. But many don’t even know they exist.
Typically, a discount dental scheme will save you up to 50% on your treatments. So, what with further reductions available to senior members, (as well as help with prescription and vision costs),it really is worth making the switch if you’re looking to save some pennies. Signing up is quick and easy to do, and coverage should start immediately.
The first thing you’ll want to do is start searching for discount plans in your area. It’s important to make sure you go through a well-established company – preferably one that’s been running for several years. You want to be sure you’re getting the best customer care for your money, so it’s a good idea to check out online review sites to see what other members are saying.
Similarly, most company websites will advertise any awards or accreditations they may have been granted, so look out for any certification that might set them apart from other competitors – you only want the best for your teeth, after all.
It’s also essential that you enquire about the credentialing process adopted by your chosen provider. A stringent company approach to employment of only the most experienced practitioners is what you’re looking for. Most discount companies are committed to providing high quality care at affordable rates, but it pays to be thorough when you’re assessing your options.
You can usually sign up online to become a member, so once you have decided which company to move forward with, you can begin the application. Make sure you’re aware what your monthly or annual payment commitments are before agreeing to anything; it’s best to find a company who assure no hidden costs or extras.
Filling in your online application – whether you’re looking for an individual, family or group plan – should be relatively simple, and only take a few minutes to complete. You will probably be asked to check your area to see which practitioners operate within your area, and then asked to fill in your personal details.
You should be able to pay monthly or annually, and the details of what’s included should be listed on the website. Look out for an FAQ section if you’re unsure about anything, or call the customer service number to speak with someone directly about your membership.
If you’re nervous about setting up your payments online, look for a ‘secure’ certification to clarify that your financial data will be protected. Alternatively, you should be to speak over the phone with a customer service representative, and they may be able to take payment details from there.
When reading through your plan details, make sure you’re aware of what you’re getting for your money. Most providers will allow you to choose which dentist you want to see, giving you a vast amount of choice in your local area. This allows you to select the most highly qualified and skilled practitioners, whereas with conventional insurance, you don’t have a choice.
Make sure there are no stipulated waiting times for dental procedures, and that your plan starts immediately – you don’t want to find that you’re not covered if something goes wrong in the meantime. Likewise, it’s important to clarify how many visits you’re entitled to – the best programmes will offer unlimited visits, so you’ll still be covered, even if you have a length procedure that takes multiple visits.
Source by Karen Coffield