- Dental Health

Affordable Dental Insurance – the Pro’s and Con’s of a Dental Insurance Policy


Are you looking for affordable dental insurance for yourself or your family? If so, I have some good news and bad news for you. Which would you like to hear first? All right, all right, I’ll give you the good news first. There are several affordable dental insurance plans available to you right now, especially on the internet, where plans are popping up for $8-10 per month all over the place. The bad news is that they don’t cover much of anything. Let me explain so you’ll understand exactly what I’m saying here.

You see, dental insurance, like any other type of insurance, is designed to offer you protection in the event of an unforeseen event, not something that has already occured. This means that insurance does not cover pre-existing conditions of any kind, so if your reason for buying a dental insurance policy is to get your teeth fixed then you’re in for a big surprise because your claim will be denied. In other words, if you have cavities that need to be filled, a tooth that needs to be pulled, your daughter has crooked teeth, etc., you are on your own. You’ll have a mandatory waiting period of one year before an insurance policy will begin to help you at all with any existing conditions and even then they’ll only pay a small portion. What dental insurance does do is help you with is preventive care such as cleanings, etc.

If you are in need of immediate dental care or would like a dental plan that offers a broader range of care, then you should consider getting a discount dental plan instead of insurance. Discount plans offer big savings on basic and major dental care. You’ll normally save between ten and sixty percent, depending on the procedure you need to have taken care of. You don’t have to worry about being excluded and your existing conditions are no problem.

If you’ve been trying to locate an affordable dental insurance solution for yourself or your family, why not give a discount dental plan a try instead? They’re less expensive and will likely save you a lot more money in the long run. Get more information today!


Source by Joe Stewart

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